- Estimate only. The cashier may ask if youd like to sign up for the card when youre checking out, or you can simply request to fill out the application. Earn 3% cash back on most in-Club and BJs.com purchases1, Earn 2% cash back on dining out and non-BJ's gas purchases2, Earn 1% cash back everywhere else Mastercard, You can use your awards in-Club or on BJs.com in $10 increments. Your must have a minimum rewards balance of $10 to redeem, and the eligible purchase to which the rewards are applied must be at least $10 at BJs checkout and greater than or equal to the reward redemption amount. Visit our FAQ page for even more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. I had a dispute with another creditor (I was in the right) and before it was over, my credit score took a hit. You can look up your BJ's rewards balance at BJs.com/account/rewards. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Submit your question about BJ's Credit Card to our community. Click here to access your membership information. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. It also gives you the right to receive the . For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. And if you then use the card and pay off your balance in full each month, youll slowly build a solid credit history just dont make your payments late or run up charges that you cant pay off in full. For further information about automated content on CreditCards.com, email Lance Davis, VP of Content, at lance.davis@bankrate.com. It's a Mastercard and it's accepted pretty much anywhere they take plastic. The primary cardholder is responsible for payments on all purchases. Tell me.. How much you earn, though, depends on what you buy. The rewards program is provided by BJs Wholesale Club, Inc. and its terms may change at any time. Box 71087, Charlotte, NC 28272-1083. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. BJ's Credit Card is a rewards credit card that gives you 5% cash back on all BJ's purchases, 2% cash back on gas and grocery store purchases, and 1% cash back on all other purchases. 2008 2023 Ziff Davis, LLC, a Ziff Davis company. More details on software and accessibility are available at WebAIM.org. Credit card offers are subject to credit approval. at BJ's Gas 3 1.5% back in rewards everywhere else Mastercard is accepted 4 World Mastercard status BJ's One+ Mastercard Replacing the BJ's Perks Elite Mastercard Credit Card Tap If you see this symbol at checkout, you can choose to tap your card against the terminal, and then follow the prompts to complete your purchase. That depends mostly on your shopping habits. Comenity Capital Bank and BJ's teamed up and offered a credit card to all BJ customers. Learning more about the terms and conditions of the card, as well as the rewards program and other perks, can help you decide if this credit card is right for you. Offers.com is among the federally registered trademarks of Ziff Davis and may not be used by third parties without explicit written permission. All BJs memberships are subject to BJs current membership terms, ask in-club or go to BJs.com/terms. After February 27, there are still other ways that you may use your account to make purchases: If you have not received your new BJs One Mastercard by March 9 or have other questions, please call the number on the back of your existing BJ's Mastercard for further assistance. With your permission, the company runs your credit to ensure you qualify for the card. This is unheard of for people with outstanding credit. articles, Do Not Sell or Share My Personal Information, Bed Bath & Beyonds Welcome Rewards store Credit Card, Worldwide Vacation & Travel Mastercard Credit Card, $1 spent in the 5 percent category earns you 10 points, $1 spent in the 2 percent category earns you 4 points, $1 in the 1 percent category earns you 2 points, Plus, three times the points on bra purchases. These editors thoroughly edit and fact-check the content, ensuring that the information is accurate, authoritative and helpful to our audience. Reasonable efforts are made This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Please download one of these up-to-date, free and excellent browsers: You can check your BJ's credit card rewards balance by signing into your online account. * A new BJ's One+ Mastercard Credit Card will automatically be mailed to you. A dedicated team of CreditCards.com editors oversees the automated content production process from ideation to publication. There's also the option to pay over the phone, by calling (855) 269-1622. How did it come? We just did the same thing! 3 - BJs One Credit Card holders earn 1.5% back and BJs One+ Credit Card holders earn 2% back in rewards on purchases made outside of BJs with their BJs One or BJs One+ Credit Card, minus any returns, refunds or credit adjustments. See BJs.com/bjsoneterms for information on excluded services. Youll also earn 2 percent back dining out and at non-BJs gas stations, plus 1 percent back everywhere else Mastercard is accepted. 12 Must have a minimum balance of $10 in rewards to redeem. They call it universal default. All cards have no annual fee and no foreign transaction fees. Further information is available in our FICO Data Privacy Policy. Eligibility Criteria for Prospective Card members Application, Bjs Perks is a fantastic credit card with outstanding benefits. Actual rewards earnings will be determined in accordance with the full rewards terms and conditions at bjs.com/bjsoneterms and bjs.com/terms. This is THE WORST customer Service. They had my card sent to wrong place and there were unauthorized charged on it. Credit card account must be in good standing. There's no annual fee associated with the BJ's Perks credit card. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. The homepage will appear. The mailing address will also be on your BJs One Credit Card, BJs One+ Credit Card, or BJs Business Elite Credit Card billing statement, as applicable. I have been a PenFed member since Mar. An APR of 26.99% for balance transfers and an additional $10 or 5% of the . Currently the high SL are given by FNBO, Chase Amazon Prime and X1 Card once you qualify. When I first read it, well. http://www.bjs.com/webapp/wcs/stores/servlet/CobrandedPerk?catalogId=10201&langId=-1&storeId=10201&k What did you think the BJ meant? Eligible purchases exclude shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, BJs Gas, online optical purchases, membership fees and add-ons, warranties and protection plans, BJs services provided by third parties (e.g., BJs Travel), BJs B2B and BJs Global Sales transactions. 1-866-522-8016 (TDD/TTY: 1-888-819-1918). Your specific credit limit is determined by the company based on your credit score and debt. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Mastercard is a registered trademark, and the circles design is a trademark with Mastercard International Incorporated. has covered personal finance for more than 15 years for publications ranging from The Washington Post and Chicago Tribune to Wise Bread, HSH.com and MoneyRates.com. Mastercard is a registered trademark, and the circles design is a trademark with Mastercard International Incorporated. Other things to know about the BJ's Credit Card approval process: If you get approved for the BJ's Credit Card, you should receive your card within 7-10 business days. Add your monthly expenses to see your estimated yearly rewards earnings. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. All authorized users on the BJ's One Mastercard. LEARN MORE. If you cant get enough of Ikeas furniture or its Swedish meatballs you might consider applying for Comenitys Ikea Visa credit card. All authorized users on the BJ's One Mastercard. BJs Gas purchases are not eligible purchases and do not earn rewards. There are several ways that you can make your payment: As you make eligible purchases with your BJs One Mastercard Credit Card, earnings (which we also refer to as "pending rewards") automatically accumulate to your program earnings balance, and are usually visible on your BJs online account within 10 days. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Capital One Quicksilver Cash Rewards Credit Card, Capital One SavorOne Cash Rewards Credit Card, Citi Double Cash Card 18 month BT offer, Blue Cash Everyday Card from American Express, Do Not Sell or Share My Personal Information. ; If you are not logged in, you will be prompted to do so. Heres a look at three of Comenitys most popular rewards credit cards. Your Capital One Billing Statement will include a payment Coupon that can be mailed with your payment. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Privacy Policy. Theyre idiots. We want to update this site based on what we hear from you, though you may not hear back directly from us. You can check your BJ's Credit Card application status by calling the customer service department at (855) 269-1622. The easiest way to apply for a credit card from Comenity Bank is to do so online. 5% / Goal: 750 by 12/22. Earn $40 in rewards when you open and use the card. Privacy Policy. 4 - Receive an instant discount of 10 o each gallon of fuel at BJ's Gas when you use your BJs One Credit Card or 15 o each gallon of fuel at BJ's Gas when you use your BJs One+ Credit Card to pay for your fuel purchase and scan the associated membership card. When you earn rewards, theyll never expireever.11 Redeem your rewards at BJs on all your favorites.12, If youre enrolled in BJs Easy Renewal, your membership renews automatically. I'm on the waitlist for X1 and I only get the prequalified offer for FNBO Secured but haven't read much about graduation process which is why I've set myself up for BOA and TD. Eligible purchases exclude shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, gasoline, BJs Gas, online optical purchases, membership fees and add-ons, warranties and protection plans, BJs services provided by third parties (e.g., BJs Travel), BJs B2B and BJs Global Sales transactions. These vouchers can be used at BJs Wholesale Club or on the BJs website. Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. Did you just join? Authorized users are allowed to purchase on the primary cardholders account, sharing a credit card and membership number. is a staff reporter and young credit expert reporter for CreditCards.com and covers product news and credit advice. The homepage will appear. Once you activate the new BJ's One+ Mastercard Credit Card, your BJs One Mastercard Credit Card will be deactivated. To obtain a BJs Perks Plus or Elite Mastercard, you must be an active BJs Warehouse Club member. Enjoy your same great benefits, now with added security. Alcoholic beverages, cigarettes or tobacco-related products, lottery tickets, gift cards, propane, gasoline, BJ's Member Services (such as BJ's Auto Buying Program , cellular phone services, BJ's Optical Department . 1.5% back in rewards on purchases everywhere else Mastercard is accepted. Effective February 27th your My BJ's Perks Mastercard Credit Card account may have been converted to Capital One. See BJs.com/BJsOneTerms for information on excluded services. Minimum eligible purchase amount $10 at BJs checkout. Search the card name, and find a link to the retailer site or Comenity's website. Any one-time scheduled future-dated payments may not have been transferred, so be sure to check your new account if you had scheduled a future-dated payment. Most credit card offers require very good credit. BJ's Gas purchases are not eligible purchases and do not earn rewards. Brand new benefits are here! My scores vary by many points between the credit bureaus. Review the BJ's Credit Card 's Terms & Conditions and hit "Submit Application." We canceled out credit card and will opening a Sam's credit card instead. 13 Head to BJs.com/BJsOneTerms for more information. Your balance and any promotional offers have converted automatically. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. When I first read it, well.. Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656 Capital One QS: $376/$500 Discover IT: $111/$1,250 Email? See if youre pre-approved with no risk to your credit score. You can become a BJ's One+ member by paying the membership upgrade fee of $55. How did it come? So, get it straight. We opened our BJ's credit card account just before hurricane Ian. Enjoy your same great benefits, now with added security. The primary cardholder is responsible for payments on all purchases. Effective February 27th your My BJ's Perks Mastercard Credit Card account may have been converted to Capital One. 2 BJs One Credit Card holders earn 3% back in rewards on eligible purchases of goods and services in-club at BJs front-end registers, on BJs.com or in the BJs app (minus any redeemed rewards, returns, refunds or credit adjustments) when they pay for these purchases with their BJs One Credit Card. Did you just join? Chip cards are the newest standard for payment security in the U.S. If you are the Primary or Household Member on a BJ's Club or BJ's Club+ Membership, you can change your Easy Renewal payment card or billing address on file by following these steps:. Purchases at BJs clubs, BJs Gas, BJs.com, BJs app, and B2B and BJs Global Sales transactions are not outside of BJs.. However, we may receive compensation when you click on links to products from our partners. If you were enrolled in the BJs Easy Renewal program, this has transferred to your new card, and your current membership fee for all memberships on your account, plus any applicable membership add-ons and tax, will be automatically billed to your new card on the first of the month in which your membership expires.13 Eligible membership credits will also transfer. 9 Receive an instant discount of 15 off each gallon of fuel at BJs Gas when you use your BJs Business Elite Credit Card to pay for your fuel purchase and scan the associated membership card. I paid my balance in full every moth for years. Click through the link below to fill out an application. Theres also a $25 Ikea reward dollars bonus when you spend $500 or more outside of Ikea, Traemand and TaskRabbit within the first 90 days of account opening. You can apply for a BJs credit card online or when you visit the warehouse. @CLoop 01/05/23. All BJ's One Mastercard cardholders must use their BJ's One Mastercard credit card in the applicable purchase transaction in order to earn on their purchases, as more fully set forth in the BJ's One Mastercard Program Rewards Terms (see BJs.com/bjsoneterms). It is the worst most unprofessional service I have ever encountered! EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. 3. * Plus state and local taxes where applicable. When considering a card, see the issuer's online application for official details about terms and conditions. Even if your credit isnt in the best shape, you still may find other options. I would LOVE to get that because of the perks and how much I shop there, but I have not heard of anyone getting. How to Reach the BJ's Credit Card Customer Service. 3 - BJs One Credit Card holders earn 1.5% back and BJs One+ Credit Card holders earn 2% back in rewards on purchases made outside of BJs with their BJs One or BJs One+ Credit Card, minus any returns, refunds or credit adjustments. In terms of a rewards structure, youll earn 5 percent back on Ikea purchases, 3 percent back on dining, grocery stores and utility purchases and 1 percent back on everything else. 3% back in rewards on most purchases at BJs. What are the details regarding using my rewards? the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Your personal financial situation and lender terms and conditions can impact credit approval. My BJ's Perks Mastercard Credit Card - Welcome to Chip Cards! Earn up to 5% back in rewards based on your Please note that rewards cannot be used on certain purchases at BJ's, such as in-club purchases of exempted items restricted by law or regulation; shipping; sales taxes; bottle deposits; alcoholic beverages; cigarettes or tobacco-related products; lottery tickets; gift cards; propane; gasoline; BJs member Services (such as BJs Auto Buying Program. The only thing bad is that they card does always stops working and she has to call and order a new card. All BJ's One Mastercard cardholders must use their BJ's One Mastercard credit card in the applicable purchase transaction in order to earn on their purchases, as more fully set forth in the BJ's One Mastercard Program Rewards Terms (see BJs.com/bjsoneterms). Please let us know if you notice any differences. Reasonable efforts are made to maintain accurate information; however, all credit card information is presented without warranty. Credit card offers are subject to credit approval. If you cancel your membership or it expires and you continue to make purchases on your BJs Perks credit card, a non-member surchargethats 20% of your in-club purchases and/or $5 per each online transaction applies.