I think its weird that our premiums went up too. Holly Johnson is a financial expert and award-winning writer who has traveled to over 40 countries and counting. Holly- Im sorry your agent, or customer care misled you regarding the discount. ask your agent about it. I switched to Geico and am paying 1/2 the price for the same insurance with no scams and no stupid drivewise module. The other driver ran a red light, hitting me and I was sent to the hospital. i was backing to where i park one minute before turning off the key. We may also receive payment if you click on certain links posted on our site. Our editorial team does not receive direct compensation from our advertisers. 15 days ago. Optional, only if you want us to follow up with you. Also, Im thinking if I sign my truck up for it, which I typically only drive in the morning to take kids to school, it could really help. Rates increase based on general rate increases, accident surcharges etc. The biggie is that I rarely drive my truck, it sits in the garage but we get messages that we cannot get a discount because we do not drive it enough. Most driving I do is during the week with little on weekends. However we changed companies as the 6 month rate was over $1000 lower. And the driver drove off, so I reported the accident to My!!! I decided to take it after asking many questions about it as well record it. After all the insurance industry is based on that. But after reading everyones experience with the program/device here, I am confirmed in my staying at my current provider. It appeared that Allstate updated the device to be more sensitive and provide many more false braking events. Check back after 6 months = overcharging you for that too so they can give you something back WITHOUT INTEREST! I have read so many reviews and not a single person out there has ever received the 30% discount unless their car is parked 24/7 and never driven. Allstate put the burden of proof and getting it so this person would not be added on us, which is ridiculous. WORST INSURANCE COMPANY EVER!!! My premium is 1657, my projected rewards is 5% and my rebate is only 2% for a total of $33.14 which is simply found by multiplying 1657*.02 or you can multiply $33.14 by 50 to get 1657. To avoid this and mine happened when I stopped or was backing out of a space, you have to gently brake and slowly back, even if you dont brake hard it registers as if you did. they promote unsafe driving with the drivewise. Allstate's pay-per-mile insurance program works by charging customers a base amount plus a small fee per mile driven, making it a good choice for low-mileage drivers. Now, they have a new dashboard that doesnt seem to give you that option anymore. It means instead of receiving up to a 30% discount you may simply receive 0% for that 6 mo. Needless to say after numerous complaints they admitted they made a mistake and added things to his drivewise that didnt really happen. Love it! I am THINKING of joining because I bought a house a BLOCK away from work, and my 2012 Kia Soul sits in the garage 5 days a week. After the initial 10% sign up discount you get in the first 6 months you now no longer get an automatic 10% discount. The events below reduce any discounts that you might get on your auto insurance. its only a 32 dollar discount anyway.. ill still have the 10% epolicy. anyway, my new policy starts at midnight, ill talk to allstate tomorrow again, im going to cancel drivewise before it drives me insane.. lol If you have any questions or concerns, contact your local Allstate agency or the Drivewise Team at 1-844-679-2650. I just signed up with Allstate in NY coming from Costcos Ameriprise program. And as to your hard braking in the Walmart parking lot, your argument and conjecture is irrelevant. Discounts towards your car insurance policy would not apply to non-Allstate policies. NO STUPID MODULE OR PROGRAM to worry about. Take it or leave it. It caused my Honda to malfunction with 4 different dash lights on. This goes on for more than a week and when I do eventually get my agent to talk to me, she says she does not understand the program because it is new and I that had to call customer care to talk to a specialist. My wife and I drive to an occasional class and errands. Weather the amount is enough to buy a couple ice cream cones or a steak dinner its not affecting your auto premium. I cannot avoid those drivers who cut in front of me, but you know what? That being said, since I drive very little and also have a motorcycle on my insurance, I can ride that all I want (no Drivewise, obviously) and drive my other vehicles in the mornings or all I want on the weekend (which is considered lowest risk). Have a Camaro, weekend warrior, 4-5k a year. Hmmmm. Our information is based on independent research and may differ from what you see from a financial institution or service provider. Allstates Milewise program isnt widely available yet, although the company is continually adding states as it receives approval from each states insurance department. Last premium it was 7% and it was taken right from the premium never in a check. Meanwhile, my wife is driving me to and from work because the insurance covering the rental car ran out months ago. % discount Ill take the damn thing out and drive the way I want to drive not The last time my car insurance rates were up for renewal, I noticed that my premiums went up quite a bit compared to the average car insurance rates. This is getting funny!!!!! Your renewal rates will depend on it. and Im tired of it. Unlike other similar insurance programs, you do not need an auto insurance policy with Allstate to participate in Drivewise. Now comes my commentary.Allstate seems to be saying go 79 mph all you want, just not between the hours of 7A.M. 4 0 obj Disclaimer: Comments, responses, and other user-generated content is not provided or commissioned by this site or our advertisers. When I didnt get my Drivewise reward at the end of May (I have an A+ rating), I contacted my agent who said there was a problem with Montana which would be resolved in July. My car was stuck in my driveway because of teh heavy snow for 3 days. I went from a B+ to a C!! Your driving performance is evaluated every six months and you will need to continue demonstrating good driving habits if you wish to maintain your discount. Speeding is a risky driving habit and the device measures speeds over 80 mph as riskier. While we adhere to strict The information on this site does not modify any insurance policy terms in any way. Not knowing the hours and how it worked. i got an email saying they need more time. I had liability as a kid (in Oklahoma state laws are different than others) and it was a blessing! with DriveWise based on driving performance. The mobile app is available for Apple or Android and has 4.8 stars in the app store, with over 700,000 reviews. Gold has deductible rewards and accident forgiveness 1 at fault, every 3 years. The Drivewise application will continue running in the background and will record data while you are driving. The program is corrupt and dosent work with all vehicles. Of course knowing that they will never give anyone a 30% discount. All were blindsided. To participate in Drivewise, you will need the mobile app, which will track tons of data about how you drive, where you're driving and more. Modulate brake pedal pressure so that the exact moment the vehicle stops moving is imperceptible. Yes, Allstate Drivewise uses telematics technology to collect data about your GPS trail and driving behaviors (e.g., braking, acceleration and speeding events). Even if Drivewise is not the right fit for you, its good to do some comparison shopping and obtain multiple car insurance quotes. agent says if i cancel i lose the 36 dollar discount. The datasheet for this device says it draws a maximum of 0.10 amps when the vehicle is running, but only around 0.004 amps with the ignition off. The hard braking criteria is ridiculously low. Its really interesting to read all those comments about user perspective. Acceleration 1.0 seconds for 1-9 Mph Then, my percentage went from 18% to 14%. They told you that you could save UP TO 30%. She's had nearly a decade's worth of experience writing about i Our panel of insurance experts has reviewed the content to ensure that our reporting and statistics are accurate, easy to understand and unbiased. My car was stuck in my drive way for 3 days because of the snow and ice, but in trying to get my car out, I had 6 extreme breaking events in about 2 min and .4 miles. The agent said I could save up to 30% based on the driving that I do. Abi Potter Clough is an insurance and risk management writer based in Florida. The whole program is a crock of shit. Where allowed by law, Allstate users can redeem rewards points for: For good drivers, or those looking to improve their safe driving habits, Allstate Drivewise could be a great option. All of our content is authored by After demonstrating safe driving and applying your 15% discount, your next premium would cost only $1,190. It should be called price gouging!!! The vehicle age does have something to do with it. i suppose ill keep the gadget till then. Anyone can download this free app through Allstate. I originally got the 10% sign up bonus. I feel that DriveWise is so misleading I do not even offer it any longer to my customers. Unlike Progressive Snapshot, which uses telematics data to calculate the cost of your insurance rates, Allstate Drivewise will not increase your premium or negatively affect your rewards if you cannot meet the safe driving metrics. Because of many people like me (baby boomer), the near future may bring about more medical event related traffic accidents. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Sorry never received a reward check from allstate that is another insurance that they offer that they advertise on TV and yes you pay very high premiums for that as all they are doing is refunding your won money back to you. She has know customer service skills. So why do you continue to be a customer??? A small car battery is typically rated around 45 amp/hours. no one knows exactly how it works yet. In my experience Drivewise is a scam and the tech I spoke to a few weeks ago said it was broke but I 'should not uninstall it.'. Hint: pedestrian walk signals give visible clues to a pending traffic light change. The agent for all state talked me into the drive wise program, so I installed it for the past 3 months. Reviews for Drivewise are generally good, with most users reporting savings on their auto policy. The safety rating of the vehicles are also large factors every year they improve. I am so disheartened cause I will need to start looking for other coverage and it seems like the staff these establishments are hiring are inept and inadequate they aren\'t able to function. So 700 miles round trip- not only did I experience the loss of a loved one my discount went down due to making the trip home to attend the funeral ! The Agent was very rude, she was very unprofessional, I was in a bad accident on 4-22-2021, I wasnt the cause of the accident. At the end of December, I got charged $198 with only $16 of me actually driving my car and the rest for the fee from the time I signed up till the time I got their device which meant I had over a $100 left in my account. Take our 3 minute quiz and match with an advisor today. My money without interest and a fee for Allstat to handle it? In fact I scored an A while my wife scored an A-. To have 5% to 10% off my insurance is not worth it. My wife worked at one of Allstate's satellite offices. Coverage.com may not offer insurance coverage in all states or scenarios. Im sorry that YOU are an @$$. Because of the scope of market rates that exists for a driver of your basic profile and location. And surprisingly, it has full GPS support. Dont unplug it while your are driving because an instant stop at any speed is going to register as a nasty hard brake. Total scam hidden in the fine print. No, Allstate Drivewise will not raise your rates, even if you exhibit less ideal driving behaviors, according to Allstate. Misled me intentionally. Earlier posters have complained that light vehicles stop more abruptly than heavy vehicles. It would be a losing business proposition for the insurance carrier as there would be no driver accountability. Read up before you comment to know what you are talking about. Geico scores higher than Allstate. I was curious if you ever considered changing the layout of your site? I have Drivewise and here is how it works (unless it differs from state to state): every 6 months your Drivewise device is graded, and you get a reward depending on your grade. they were still great for homeowners price wise but the auto is just a joke. Quoted price included 10% drivewise that I figured out myself. It simply monitors your driving habits and in VA you can get up to a 27% rewards check back every 6 months. This policy is defective, especially if you live in areas where you have roads with 50 mph and traffic lights on them. I am returning my Drivewise today. She spent 15 years working for a Fortune 500 insurance carrier before switching gears to open her insurance writing firm, AbiLeads LLC. i was a good two hundred feet off the road, in my driveway. As you can see that makes little to no sense. Holly!!! All of the program information was given in the enrollment email and it is VERY clearly outlined. I had drivewise when it first started about 5 years ago and it was fine and the first year got a discount, then they changed the programming and suddenly me and my wife were getting 200 to 300 hard braking evens a year and zero discount ON THE SAME VEHICLES! Rates increase based on general rate increases, accident surcharges etc. I dont like Big Brother spying over my shoulder. I had excellent coverage and excellent credit. Since youre penalized for driving between the hours of 11am and 10pm, it seems to me that no one would be able to get 30 percent off. I've been with Allstate 18 years, time to change companies, they suck. In order for a program to have integrity and work for both parties, a set of criteria must be followed and allstate is willing to discount your rate over your existing rate. 15% isnt bad. Statistically (in 2013) it is likely that you are still significantly overpaying. We have it in my husbands truck only as it would not fit in my car as I have a new car and the plug is behind a door so it doesnt fit. Responses have not been reviewed, approved or otherwise endorsed by this website or our advertisers. Leaving work in the afternoon is the same way, with times showing that I left work way earlier than I would ever even consider. Allstate is one of the best insurance companies out there and the feedback reflects it. I thought after the property is sold I might just get a couple other quotes. Some people have said this device has killed their batteries. I thought do I hard break and lose my whopping 3 % discount or Youll need to use the plug-in device to track miles for the Milewise program, but you can also download Allstates mobile app to review your discount and trips. i told her about them taking brake events off coz of weather, she said well good. eventAction: window.location.href, Generally, drivers are likely to find better rates with other companies we reviewed, like USAA, Geico, State Farm, and Travelers. If you get stuck in snow, you get events for starting and stopping quickly. I mean, thats part of driving a car. I am doing Progressives Snapshot. For the inconvenience of you helping them survey drivers, they give you a small discount. So I only save 13% with Allstate instead of the 30% they told me Id save. you must never drive in traffic. My wife and I just received the Drivewise modules in the mail after recently switching to Allstate. Speeds over 80 mph. Ive loaded your blog in 3 completely different browsers and I The hoops we had to jump through were insane, and at a very difficult time for our family. After you install the Milewise device in your vehicle, the details it gathers on your driving patterns act as a rating factor at your next policy renewal. My discount projection was estimated at 15% until I had to make a long trip for a funeral. Reaction time would be at least .5 sec. Many agents (not just Allstate) are more concerned with the short term business on the books and will do just about anything to keep it on, even if it means irate customers in 6 months to a year. And after coming in here all these times i agree, they do not explain drivewise or the way it works. The only problem with that statement is Allstate does NOT offer a year auto policy and you CANT pay for a year policy. returning the device to Allstate, at no cost to you. Shop for a better rate before you renew your current policy. Also Your drive wise record can be subpoenaed in a serious accident by the police. They wanted to penalize us for one evening coming home at 11:30pm that we came home from a show. Tina, My agent tried and did his best to be competitive with the other companies but it just wasnt possible. At the beginning, I got a 10% (NOT 30%) refund. It didnt work properly in 3 out of 6 vehicles. I could have purchased a couple of Mercedes with the money I paid to Allstate and their overpriced insurance. I just dont think they should be deceptive about it. Just thought you should know. Oh and there is nothing about the braking coming off that Ive heard of. I only drive 1-2 times per week (a total of 10-20 miles) and still only have a 10% discount. }, Consider the positives and negatives when weighing your decision, Get the cheapest quotes on your auto insurance. With technology what it is today (but not perfect) it makes sense for insurance companies to offer device (free) so additional discounts can be given for good driving. Ha! Did you read through all the comments? Oh Holly, you should write a book, ill buy it. On Monday, her boss fired her after showing her ring off to a coworker. Just look at the driving in South Florida its horrendous, they have no clue, and drivewise certainly doesnt tell them when someone comes across 4 lanes and cuts you off. relation between frequency and length of antenna. Get personalized driving insights, feedback, crash detection & many other great features. The only thing I ever get dinged for is hard brakes and not driving at the A+ time. Coverage.com, LLC, a licensed entity (NPN: 19966249). The fact that the program isnt all its cracked up to be doesnt surprise me either. they told me,, you can save 30%. In fact most states (NY for sure) require any rate fluctuation over a certain % be approved by a State entity before they can go into place. The device records your braking habits, and slamming on your brakes often could lead to higher rates. If you are having trouble remembering your User Id or Password please contact your local help desk. A lot of people who posted are not aware that Allstate can use the time and date if the event to help determine fault if you have an accident. Not to mention the other drivers attorney in a civil action. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. All are stupid and unhelpful!! Im not willing to part with the details of my driving habits (who knows what else theyre tracking but not disclosing) for the sake of a few bucks. Drivewise starts at %10 to start and can save you up to %30. I am signing up right now and they said you get a 10% discount immediately and based on your driving, you could receive UP TO a 30% discount.

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